Built for SaaS founders

Arc is the full-service finance platform for SaaS, providing software startups with the customized financial products they deserve.

Our story

Arc is on a mission to help startups grow. Today, we provide a better way for SaaS founders to raise capital by avoiding costly dilution and risky debt. Tomorrow, we will become the financial operating system for the SaaS startup, where founders can save, spend and manage cash, while leveraging proprietary insights to grow efficiently.

The inspiration behind Arc's mission has been years in the making. Co-founders Don and Nick previously worked in private equity in New York where they experienced firsthand the limitations of traditional capital raising. Meanwhile, Raven spent a decade in Silicon Valley as a software engineer and witnessed the emerging trend towards consumerized enterprise software.

In 2021, they teamed up with Y Combinator and met with hundreds of software founders in the SF Bay Area and realized that all shared a common pain point – startup funding is costly and distracting. Arc was founded to give founders an alternative to the status quo that helps them grow – with technology and without dilution.

We're hiring

We founded Arc to help startups grow

Don Muir portrait

Don Muir


Ex-investor & consultant turned fintech junkie, passionate about helping startups unlock growth through technology.

Nick Lombardo portrait

Nick Lombardo


Former investor & banker inspired by the fintech revolution and dedicated to helping change finance for the better.

Raven Jiang portrait

Raven Jiang


Engineer and technologist who loves to tinker and build. Early adopter of most things and cryptocurrency enthusiast.

Built by a team from

Stanford logo
Google logo
LinkedIn logo
Tesla logo
Brex logo
Affirm logo

Software startups love Arc

Arc fills a massive gap for successful startups, who end up transferring unnecessary amounts of value to traditional equity financiers. If you're tripling the value of your company in a year, equity financing comes at a 200% cost of capital. It's crazy not to build a capital stack that starts with far more easily accessible financing at 1/10th the cost.

Founder & CEO, YC-backed B2B Software

I’ve experienced firsthand how deeply the Arc team lives their mission of putting founders first. I’m grateful to be an early customer of theirs, and intend to be for a long time to come.

Co-Founder & CEO, Accel-backed B2B Software

After struggling with the archaic and laborious process of traditional options, we expanded our search and came across Arc. The Arc team was fantastic, and within a week, we were able to secure substantial financing with great terms.

VP of Finance, Tiger Global-backed B2B SaaS Software

I've explored numerous conversations with VCs along with other traditional lenders and my experience with Arc has been the absolute best by far! We received financing for a sum that would have taken weeks or months to raise elsewhere. Their technology-driven process and turnaround on funding are unmatched by others in the space. Arc is filling a dire gap in the market and paving a path all Founders will appreciate.

Founder & CEO, Bootstrapped B2B Software

Arc is the first company we have found that is truly interested in solving problems for us and making things work in mutually beneficial ways. I would certainly recommend Arc to other CEOs looking for non-dilutive funding while working with a very high quality business team.

Co-Founder & CEO, B2B Software

Backed by world-class investors, founders, and operators

We're hiring
Y Combinator logo
NFX logo