No asset volatility
Cash deposited in your Reserve account earns yield without needing to be invested.
Instant liquidity of funds
Withdraw your funds at any time. No lockups or waiting periods. Transfer same-day via ACH or wire.

Deposits are held by our partner banks, making them FDIC insurance-eligible.
There is no charge to use Reserve accounts. No account opening fees, no transfer fees, and no minimum balance fees.
Monthly yield payouts
Your yield is paid out monthly, subject to the balance requirement in your Primary account.